Preface
Introduction
Annamaria Lusardi
Part 1. The Shift from Defined Benefit to Defined Contribution Pensions and Financial Regulation
1. The Changing Landscape of Pensions in the United States
James M. Poterba, Steven F. Venti, and David A. Wise
2. Do Workers Know about Their Pension Plan Type? Comparing Workers’ and Employers’ Pension Information
Alan L. Gustman, Thomas S. Steinmeier, and Nahid Tabatabai
3. The Trilateral Dilemma in Financial Regulation
Howell E. Jackson
Part 2. Portfolio Choice, Life-Cycle Funds, and Annuities
4. Red, Yellow, and Green: Measuring the Quality of 401(k) Portfolio Choices
Gary R. Mottola and Stephen P. Utkus
5. Life-Cycle Funds
Luis M. Viceira
6. Understanding the Role of Annuities in Retirement Planning
Jeffrey R. Brown
Part 3. Improving Financial Education and Saving Programs
7. New Ways to Make People Save: A Social Marketing Approach
Annamaria Lusardi, Punam Anand Keller, and Adam M. Keller
8. Adjusting Retirement Goals and Saving Behavior: The Role of Financial Education
Robert L. Clark and Madeleine D’Ambrosio
9. Financial Education in High School
LewisMandell
10. Learning from Individual Development Accounts
Michael Sherraden and Ray Boshara
Part 4. Learning from the United States and Other Countries
11. Learning from the Chilean Experience: The Determinants of Pension Switching
Olivia S. Mitchell, Petra E. Todd, and David Bravo
12. Learning from the Experience of Sweden: The Role of Information and Education in Pension Reform
Annika Sundén
13. Learning from the Experience of Organisation for Economic Co-operation and Development Countries: Lessons for Policy, Programs, and Evaluations
Barbara A. Smith and Fiona Stewart
List of Contributors
Author Index
Subject Index