Contents
Chapter 1. Savings, Assets, Credit, and Banking Among Low-Income Households: Introduction and Overview // Michael S. Barr and Rebecca M. Blank
Part I. The Financial Lives of Low-Income Families
Chapter 2. The Assets and Liabilities Held by Low-Income Families // John Karl Scholz and Ananth Seshadri
Chapter 3. Financial Services, Saving, and Borrowing Among Low- and Moderate-Income Households: Evidence from the Detroit Area Household Financial Services Survey // Michael S. Barr
Chapter 4. Banking Low-Income Populations: Perspectives from South Africa // Daryl Collins and Jonathan Morduch
Chapter 5. Savings Policy and Decisionmaking in Low-Income Households // Sendhil Mullainathan and Eldar Shafir
Part II. Exploring Patterns of Use and Policies by Type of Asset
Chapter 6. Using Financial Innovation to Support Savers: From Coercion to Excitement // Peter Tufano and Daniel Schneider
Chapter 7. Individual Development Accounts and Asset-Building Policy: Lessons and Directions // Michael Sherraden
Chapter 8. Homeownership: America's Dream? // Raphael W. Bostic and Kwan Ok Lee
Chapter 9. Patterns of Credit Card Use Among Low- And Moderate-Income Households // Ronald J. Mann
Chapter 10. Immigrants' Access to Financial Services and Asset Accumulation // Una Okonkwo Osili and Anna L. Paulson
Index