Established by Martin Eakes and Bonnie Wright in North Carolina in 1980, the nonprofit Center for Community Self-Help has grown from an innovative financial institution dedicated to civil rights into the nation's largest home lender to low- and moderate-income borrowers. Self-Help's first capital campaign—a bake sale that raised a meager seventy-seven dollars for a credit union—may not have done much to fulfill the organization's early goals of promoting worker-owned businesses, but it was a crucial first step toward wielding inclusive lending as a weapon for economic justice.
In Lending Power journalist and historian Howard E. Covington Jr. narrates the compelling story of Self-Help's founders and coworkers as they built a progressive and community-oriented financial institution. First established to assist workers displaced by closed furniture and textile mills, Self-Help created a credit union that expanded into providing home loans for those on the margins of the financial market, especially people of color and single mothers.
Using its own lending record, Self-Help convinced commercial banks to follow suit, extending its influence well beyond North Carolina. In 1999 its efforts led to the first state law against predatory lending. A decade later, as the Great Recession ravaged the nation's economy, its legislative victories helped influence the Dodd-Frank Wall Street Reform and Consumer Protection Act and the formation of the Consumer Financial Protection Bureau. Self-Help also created a federally chartered credit union to expand to California and later to Illinois and Florida, where it assisted ailing community-based credit unions and financial institutions. 
Throughout its history, Self-Help has never wavered from its mission to use Dr. Martin Luther King Jr.'s vision of justice to extend economic opportunity to the nation's unbanked and underserved citizens. With nearly two billion dollars in assets, Self-Help also shows that such a model for nonprofits can be financially successful while serving the greater good. At a time when calls for economic justice are growing ever louder, Lending Power shows how hard-working and dedicated people can help improve their communities.

Terry Sanford (1917–1998) was one of the most important public figures of the postwar South. First as North Carolina’s governor and later as president of Duke University, he demonstrated a dynamic style of progressive leadership marked by compassion and creativity. This book tells the story of Sanford’s beginnings, his political aspirations, his experiences in office, and, of course, his numerous accomplishments in the context of a period of revolutionary change in the South.
After defeating a segregationist campaign in 1960 to win the governorship, Sanford used his years in office to boost public education and advance race relations. A decade later, at the height of tumult on American campuses, Sanford assumed the presidency of Duke University and led it to its position as one of the top universities in the nation. During his more than fifty years as a public servant he was associated with presidents John F. Kennedy, Lyndon B. Johnson, Richard Nixon, and Jimmy Carter. Sanford was a presidential candidate himself in 1972 and 1976, and he won election to the United States Senate in 1986 where his international commission produced an economic recovery plan for Central America. As one of the last New Deal Democrats in the Senate, he remained passionate about the opportunity for leaders to use government to improve people’s lives.
Terry Sanford draws on Sanford’s considerable private and public archive as well as on the recollections of Sanford himself and his family, colleagues, and friends. This biography offers a unique perspective on North Carolina life, politics, political personalities, and the shifting public allegiances of the second half of the twentieth century that transformed life both in North Carolina and throughout the American South.