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For much of the twentieth century, industrialized nations addressed social problems, such as workers' compensation benefits and social welfare programs, in terms of spreading risk. But in recent years a new approach has emerged: using risk both as a way to conceive of and address social problems and as an incentive to reduce individual claims on collective resources.

Embracing Risk explores this new approach from a variety of perspectives. The first part of the book focuses on the interplay between risk and insurance in various historical and social contexts. The second part examines how risk is used to govern fields outside the realm of insurance, from extreme sports to policing, mental health institutions, and international law. Offering an original approach to risk, insurance, and responsibility, the provocative and wide-ranging essays in Embracing Risk demonstrate that risk has moved well beyond its origins in the insurance trade to become a central organizing principle of social and cultural life.

Security and risk have become central to how cities are planned, built, governed, and inhabited in the twenty-first century. In Endangered City, Austin Zeiderman focuses on this new political imperative to govern the present in anticipation of future harm. Through ethnographic fieldwork and archival research in Bogotá, Colombia, he examines how state actors work to protect the lives of poor and vulnerable citizens from a range of threats, including environmental hazards and urban violence. By following both the governmental agencies charged with this mandate and the subjects governed by it, Endangered City reveals what happens when logics of endangerment shape the terrain of political engagement between citizens and the state. The self-built settlements of Bogotá’s urban periphery prove a critical site from which to examine the rising effect of security and risk on contemporary cities and urban life.