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13 books match the query 'Home ownership'

cover of A World of Homeowners: American Power and the Politics of Housing Aid

A World of Homeowners

American Power and the Politics of Housing Aid

Nancy H. Kwak

University of Chicago Press, 2015

Is there anything more American than the ideal of homeownership? In this groundbreaking work of transnational history, Nancy H. Kwak reveals how the concept of homeownership became one of America’s major exports and defining characteristics around the world. In the aftermath of World War II, American advisers urged countries to pursue greater access to homeownership, arguing it would give families a literal stake in their nations, jumpstart a productive home-building industry, fuel economic growth, and raise the standard of living in their countries, helping to ward off the specter of communism.

A World of Homeowners charts the emergence of democratic homeownership in the postwar landscape and booming economy; its evolution as a tool of foreign policy and a vehicle for international investment in the 1950s, ’60s, and ’70s; and the growth of lower-income homeownership programs in the United States from the 1960s to today. Kwak unravels all these threads, detailing the complex stories and policy struggles that emerged from a particularly American vision for global democracy and capitalism. Ultimately, she argues, the question of who should own homes where—and how—is intertwined with the most difficult questions about economy, government, and society.
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cover of Architectures of Hope: Infrastructural Citizenship and Class Mobility in Brazil's Public Housing

Architectures of Hope

Infrastructural Citizenship and Class Mobility in Brazil's Public Housing

Moisés Kopper

University of Michigan Press, 2022

Architectures of Hope examines how communal idealism, electoral politics, and low-income consumer markets made first-time homeownership a reality for millions of low-income Brazilians over the last ten years.

Drawing on a five-year-long ethnography among city planners, architects, street-level bureaucrats, politicians, market and bank representatives, community leaders, and past, present, and future beneficiaries, Moisés Kopper tells the story of how a group of grassroots housing activists rose from oblivion to build a model community. He explores the strategies set forth by housing activists as they waited and hoped for—and eventually secured—homeownership through Minha Casa Minha Vida’s public-private infrastructure. By showing how these efforts coalesced in Porto Alegre—Brazil’s once progressive hotspot—he interrogates the value systems and novel arrangements of power and market that underlie the country’s post-neoliberal project of modern and inclusive development.

By chronicling the making and remaking of material hope in the aftermath of Minha Casa Minha Vida, Architectures of Hope reopens the future as a powerful venue for ethnographic inquiry and urban development.

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cover of City of American Dreams: A History of Home Ownership and Housing Reform in Chicago, 1871-1919

City of American Dreams

A History of Home Ownership and Housing Reform in Chicago, 1871-1919

Margaret Garb

University of Chicago Press, 2005

In this vivid portrait of life in Chicago in the fifty years after the Civil War, Margaret Garb traces the history of the American celebration of home ownership. As the nation moved from an agrarian to an industrialized urban society, the competing visions of capitalists, reformers, and immigrants turned the urban landscape into a testing ground for American values. Neither a natural progression nor an inevitable outcome, the ideal of home ownership emerged from the struggles of industrializing cities. Garb skillfully narrates these struggles, showing how the American infatuation with home ownership left the nation's cities sharply divided along class and racial lines.

Based on research of real estate markets, housing and health reform, and ordinary homeowners—African American and white, affluent and working class—City of American Dreams provides a richly detailed picture of life in one of America's great urban centers. Garb shows that the pursuit of a single-family house set on a tidy yard, commonly seen as the very essence of the American dream, resulted from clashes of interests and decades of struggle.
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cover of From Bureaucracy to Bullets: Extreme Domicide and the Right to Home

From Bureaucracy to Bullets

Extreme Domicide and the Right to Home

Bree Akesson

Rutgers University Press, 2022

There are currently a record-setting number of forcibly displaced persons in the world. This number continues to rise as solutions to alleviate humanitarian catastrophes of large-scale violence and displacement continue to fail. The likelihood of the displaced returning to their homes is becoming increasingly unlikely. In many cases, their homes have been destroyed as the result of violence. Why are the homes of certain populations targeted for destruction? What are the impacts of loss of home upon children, adults, families, communities, and societies? If having a home is a fundamental human right, then why is the destruction of home not viewed as a rights violation and punished accordingly? From Bureaucracy to Bullets answers these questions and more by focusing on the violent practice of extreme domicide, or the intentional destruction of the home, as a central and overlooked human rights issue.
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cover of Homeowners and Neighborhood Reinvestment

Homeowners and Neighborhood Reinvestment

George C. Galster

Duke University Press, 1987

This book investigates the efforts of homeowners to maintain and improve their dwellings. Their behavior, it has found, depends on economic variables as well as the sociological structure of their neighborhoods. Residential satisfaction, expectations of the neighborhood, and mobility plans were taken into account.

Multivariate statistical analyses of models were conducted using household data from Minneapolis and Wooster, Ohio. Three important findings emerged. First, homeowners' sense of solidarity with their neighbors is as significant in determining their efforts at home upkeep as are their income or age. Second, the optimism of homeowners toward increases in property values results in behavior opposite to that produced by optimism about neighborhood quality of life. This implies that different kinds of predictable gaming behavior occur among homeowners, depending on the neighborhoods in which they live. Third, both short-term and extremely long-term plans to move prove damaging to home upkeep.

The results of this study form the basis for a better understanding of such residential phenomena as class succession, racial transition, and gentrification. Galster's findings will also be valuable for analyzing policies that attempt to encourage neighborhood reinvestment.

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cover of In Search of a Home: Rental and Shared Housing in Latin America

In Search of a Home

Rental and Shared Housing in Latin America

Alan Gilbert

University of Arizona Press, 1993

Based on three extensive surveys carried out by research teams from Caracas, Mexico City, and Santiago, In Search of a Home investigates the nature of owners, tenants, sharers, and landlords and exploring the relationships between them.
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cover of Just Below the Line: Disability, Housing, and Equity in the South

Just Below the Line

Disability, Housing, and Equity in the South

Korydon H. Smith

University of Arkansas Press, 2010

With America on the brink of the largest number of older adults and persons with disabilities in the country’s history, the deceleration in housing production during the first decade of the twenty-first century, and a continued reliance on conventional housing policies and practices, a perfect storm has emerged in the housing industry. The lack of fit between the existing housing stock and the needs of the U.S. population is growing pronounced. Just as housing needed to be retooled at the end of WWII, the American housing industry is in dire need of change today. The South—with its high rates of poverty, older residents, residents with disabilities, extensive rural areas, and out-of-date housing policies and practices—serves as a “canary in the coal mine” for the impending, nationwide housing crisis. Just Below the Line discusses how reworking the policies and practices of the housing industry in the South can serve as a model for the rest of the nation in meeting the physical and social needs of persons with disabilities and aging boomers. Policy makers, designers, builders, realtors, advocates, and housing consumers will be able to use this book to promote the production of equitable housing nationwide.

Published in collaboration with the Fay Jones School of Architecture.
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cover of Natural Attachments: The Domestication of American Environmentalism, 1920–1970

Natural Attachments

The Domestication of American Environmentalism, 1920–1970

Pollyanna Rhee

University of Chicago Press, 2025

A nuanced analysis takes a California oil spill as its point of departure to show how affluent homeowners pushed for an environmentalism that would protect not only the earth but also property and community norms.
 
A massive oil spill in the Pacific Ocean near Santa Barbara, California, in 1969 quickly became a landmark in the history of American environmentalism, helping to inspire the creation of both the Environmental Protection Agency and Earth Day. But what role did the history of Santa Barbara itself play in this? As Pollyanna Rhee shows, the city’s past and demographics were essential to the portrayal of the oil spill as momentous. Moreover, well-off and influential Santa Barbarans were positioned to “domesticate” the larger environmental movement by embodying the argument that individual homes and families—not society as a whole—needed protection from environmental abuses. This soon would put environmental rhetoric and power to fundamentally conservative—not radical—ends.
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cover of Ours to Lose: When Squatters Became Homeowners in New York City

Ours to Lose

When Squatters Became Homeowners in New York City

Amy Starecheski

University of Chicago Press, 2016

Though New York’s Lower East Side today is home to high-end condos and hip restaurants, it was for decades an infamous site of blight, open-air drug dealing, and class conflict—an emblematic example of the tattered state of 1970s and ’80s Manhattan.
 
Those decades of strife, however, also gave the Lower East Side something unusual: a radical movement that blended urban homesteading and European-style squatting in a way never before seen in the United States. Ours to Lose tells the oral history of that movement through a close look at a diverse group of Lower East Side squatters who occupied abandoned city-owned buildings in the 1980s, fought to keep them for decades, and eventually began a long, complicated process to turn their illegal occupancy into legal cooperative ownership. Amy Starecheski here not only tells a little-known New York story, she also shows how property shapes our sense of ourselves as social beings and explores the ethics of homeownership and debt in post-recession America.
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cover of Racial Democracy and the Black Metropolis: Housing Policy in Postwar Chicago

Racial Democracy and the Black Metropolis

Housing Policy in Postwar Chicago

Preston H. Smith II

University of Minnesota Press, 2012

“The African American community.” “The black position.” In accounts of black politics after the Second World War, these phrases reflect how the African American perspective generally appeared consistent, coherent, and unified. In Racial Democracy and the Black Metropolis, Preston H. Smith II examines housing debates in Chicago that go beyond black and white politics, and he shows how class and factional conflicts among African Americans actually helped to reproduce stunning segregation along economic lines.

Class and factional conflicts were normal in the rough-and-tumble world of land use politics. They are, however, often not visible in accounts of the postwar fight against segregation. Smith outlines the ideological framework that black civic leaders in Chicago used to formulate housing policy, both within and outside the black community, to reveal a surprising picture of leaders who singled out racial segregation as the source of African Americans’ inadequate housing rather than attacking class inequalities. What are generally presented as black positions on housing policy in Chicago, Smith makes clear, belonged to the black elite and did not necessarily reflect black working-class participation or interests.

This book details how black civic leaders fought racial discrimination in ways that promoted—or at least did not sacrifice—their class interests in housing and real estate struggles. And, as Smith demonstrates, their accommodation of the real estate practices and government policy of the time has had a lasting effect: it contributed to a legacy of class segregation in the housing market in Chicago and major metropolitan areas across the country that is still felt today.

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cover of The Homeowner Ideology: Economic (F)Utility of Real Property Rights in Four African Cities

The Homeowner Ideology

Economic (F)Utility of Real Property Rights in Four African Cities

Singumbe Muyeba

University of Michigan Press, 2025

While homeownership has clear benefits among the impoverished, The Homeowner Ideology shows that the utility of real property rights as an economic resource are severely limited in sub-Saharan African cities. Although global poverty has declined since 1990, it remains widespread in Subsahara, the region with the highest proportion of the global population living in slums. Mainstream thinking in development studies is dominated by market fundamentalist neoclassical economics and the premise that ownership reduces poverty. Singumbe Muyeba contends that this neoliberal premise is flawed and unsupported by data within the African context. Muyeba argues that property rights function as structured idle capital on the formal market in African cities and the persistence of homeownership as the intervention of choice is explained by the influence of neoliberal ideology, intergenerational transfer of homeownership culture within the family, and the state’s deliberate and active support for homeownership tenure.
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cover of The Last House on the Block: Black Homeowners, White Homesteaders, and Failed Gentrification in Detroit

The Last House on the Block

Black Homeowners, White Homesteaders, and Failed Gentrification in Detroit

Sharon Cornelissen

University of Chicago Press, 2025

Gentrification is not inevitable, reveals Sharon Cornelissen, in this surprising, close look at the Detroit neighborhood of Brightmoor and the harsh reality of depopulation and urban decline. 

In the minds of many, Detroit is undergoing a renaissance thanks to gentrifying urbanites who’ve been drawn to the city with the promise of cheap housing and thriving culture. But what happens when gentrification attempts to come to one of the most depopulated neighborhoods in the country—a place where every other property in the neighborhood was a vacant lot and every third house stood empty? To find out, Sharon Cornelissen moved to the Brightmoor neighborhood of Detroit for three years and became the owner of a $7,000 house.
 
The Last House on the Block takes us to Brightmoor to meet Cornelissen’s fellow residents. She introduces us to the long-time residents of the neighborhood who reveal their struggles to keep a home while keeping violence, tall grass, and yes—gentrification—at bay. We also meet the eclectic white newcomers of Brightmoor and learn about their real estate bargains, urban farms, and how they became the unlikely defenders of urban desolation. Where oldtimers take pride in neatly mowed lawns and hope for a return to residential density, newcomers love the open space and aim to buy more empty lots to raise chickens and goats. It is a story of gentrification, but not at all in the usual sense: it is a case of failed gentrification. We often think about gentrification as an unstoppable force—once the first white newcomers with yoga mats enter an often brown or Black community, the coffee shops and restaurants follow. But in Brightmoor, the dreams of white newcomers met the harsh reality of decade-long decline. Nearly a decade after Cornelissen’s fieldwork began, Brightmoor is even emptier than it was when she started.  
 
Today, depopulation remains more common than gentrification in poor communities. Cornelissen’s story offers deep insights into what it is like to live in a declining neighborhood, and through the example of Brightmoor, Cornelissen reveals why depopulation continues and helps us imagine a more inclusive and equitable city turnaround.
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cover of Well Worth Saving: How the New Deal Safeguarded Home Ownership

Well Worth Saving

How the New Deal Safeguarded Home Ownership

Price Fishback, Jonathan Rose, and Kenneth Snowden

University of Chicago Press, 2013

The urgent demand for housing after World War I fueled a boom in residential construction that led to historic peaks in home ownership. Foreclosures at the time were rare, and when they did happen, lenders could quickly recoup their losses by selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and borrowers, lenders, and real estate professionals sought action at the federal level.
           
Well Worth Saving
tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners’ Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early ’30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy.
           
More than eighty years after the start of the Great Depression, when politicians have called for similar programs to quell the current mortgage crisis, this accessible account of the Home Owners’ Loan Corporation holds invaluable lessons for our own time.

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