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Is there anything more American than the ideal of homeownership? In this groundbreaking work of transnational history, Nancy H. Kwak reveals how the concept of homeownership became one of America’s major exports and defining characteristics around the world. In the aftermath of World War II, American advisers urged countries to pursue greater access to homeownership, arguing it would give families a literal stake in their nations, jumpstart a productive home-building industry, fuel economic growth, and raise the standard of living in their countries, helping to ward off the specter of communism.

A World of Homeowners charts the emergence of democratic homeownership in the postwar landscape and booming economy; its evolution as a tool of foreign policy and a vehicle for international investment in the 1950s, ’60s, and ’70s; and the growth of lower-income homeownership programs in the United States from the 1960s to today. Kwak unravels all these threads, detailing the complex stories and policy struggles that emerged from a particularly American vision for global democracy and capitalism. Ultimately, she argues, the question of who should own homes where—and how—is intertwined with the most difficult questions about economy, government, and society.

Shortly before the Loma Prieta earthquake devastated areas of Northern California in 1989, Risa Palm and her associates had surveyed 2,500 homeowners in the area about their perception of risk from earthquakes. After the quake they surveyed the homeowners again and found that their perception of risk had increased but that most respondents were fatalistic and continued to ignore self-protective measures; those who personally experienced damage were more likely to buy insurance. A rare opportunity to analyze behavior change directly before and after a natural disaster, this survey has implications for policy makers, insurance officials, and those concerned with risk management.

This book investigates the efforts of homeowners to maintain and improve their dwellings. Their behavior, it has found, depends on economic variables as well as the sociological structure of their neighborhoods. Residential satisfaction, expectations of the neighborhood, and mobility plans were taken into account.

Multivariate statistical analyses of models were conducted using household data from Minneapolis and Wooster, Ohio. Three important findings emerged. First, homeowners' sense of solidarity with their neighbors is as significant in determining their efforts at home upkeep as are their income or age. Second, the optimism of homeowners toward increases in property values results in behavior opposite to that produced by optimism about neighborhood quality of life. This implies that different kinds of predictable gaming behavior occur among homeowners, depending on the neighborhoods in which they live. Third, both short-term and extremely long-term plans to move prove damaging to home upkeep.

The results of this study form the basis for a better understanding of such residential phenomena as class succession, racial transition, and gentrification. Galster's findings will also be valuable for analyzing policies that attempt to encourage neighborhood reinvestment.

The Lustron Corporation manufactured porcelain-baked, enamel-coated all-steel houses between 1948 and 1950 in Columbus, OH. Virtually everything—exterior siding, roof, interior walls, cabinets, and ceilings—was made out of this material. The components were shipped to site on specially designed trailers and assembled by local contractors using only wrenches. About 2,500 Lustrons were sold, mostly in the eastern United States, but as far afield as Miami and Los Alamos. Roughly two-thirds are still being used today.
A remarkable cross section of individuals and families live in these modest (~1100 sq. ft.) homes. While certainly diverse in age and place in life, the homeowners are still firmly working class. Everyone who lives in a Lustron home has an opinion about it. The material is miserable to cut or drill into. Repairs are more about metalworking and enamel finishing than carpentry or house painting. And magnets tend to be a popular solution for hanging objects inside and outside the steel walls.
Four years ago, Charles Mintz set out to photograph the people living in these homes. The residents, owners, or both were photographed outside and occasionally inside. Mintz used a large format wooden camera and available light. This book features 65 of the resulting photographs and essays from Shannon Thomas Perich, Curator of the Photographic History Collection at Smithsonian’s National Museum of American History, and Jeffrey Head, author and architecture critic.