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In this lively and engaging book, Andrew L. Yarrow tells the story of a national movement that promoted an amalgam of values and practices ranging from self-control, money management, and efficiency to conservation, generosity, and planning for the future—all under the rubric of “thrift.” Emerging in tandem and in tension with the first flowerings of consumer society, the thrift movement flourished during the 1910s and 1920s and then lingered on the outskirts of American culture from the Depression to the prosperous mid-twentieth century.

The movement brought together a diverse array of social actors with widely divergent agendas—the YMCA, the Boy and Girl Scouts, temperance crusaders, and others seeking to strengthen the moral fiber of urban young men and boys in particular, and to tamp down the appeal of radicalism. It also attracted credit union and other progressive activists wanting to empower the working class economically, bankers desiring to broaden their customer base, conservationists and efficiency proponents denouncing “waste,” and government leaders, school teachers, and economists who believed that encouraging saving was in the economic interests of both individuals and the nation.

A post–World War II culture that centered on spending and pleasure made the early-twentieth-century thrift messages seem outdated. Nonetheless, echoes of thrift can be found in currently popular ideas of “sustainability,” “stewardship,” and “simplicity” and in efforts to curtail public and private debt.